We can help make a house your home!

Mortgages at 

 Texas DPS Credit Union

Apply Today

Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic home.

Polar bears live on the ice-covered waters of the arctic, relying almost entirely on shrinking sea ice for their survival.

KEEP IT LOCAL

GET YOUR MORTGAGE RIGHT HERE AT YOUR CREDIT UNION

Texas DPS Credit Union provides affordable mortgage solutions and excellent service to our members.

From purchase to refinance, we offer a variety of loan programs to help our members finance their homes.

  • Complete suite of mortgage programs
  • Affordable down payment options
  • Competitive rates & closing costs
  • Easy online application
  • Expedited closings

We will work with you to make sure you get the perfect mortgage loan for your unique needs.

TAKE ADVANTAGE OF
OUR COMPETITIVE RATES

Now may be the perfect time to purchase the home of your dreams or refinance your current mortgage to save money.

“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”

DONATE TODAY

RESOURCES

WHAT TO EXPECT WHEN YOU GET A MORTGAGE

We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.

Mortgage Calculator

Use our Mortgage Calculator to help you estimate how much you may be able to afford.

Homebuying Guide

Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford. 

Complete our mortgage application to begin your journey to owning your new home!

Apply Today

34%

0

RAISED
 $376,943

OUR GOAL
 $1,000,000

John Forsyth, Lead Researcher, The Canadian Polar Insitute

Continue Your Application

Have you already started completing a mortgage application? Finish your application today.

Mortgage CalculatorHomebuying GuideFinish ApplicationGet a Personalized Rate QuoteGet a Rate QuoteGet a Rate Quote

If you have questions and want to talk about your specific situation, call our expert Mortgage Consultant from Member First Mortgage today:

Mortgage Consultant

Todd Cholevik

CONTACT US

READY TO GET STARTED?

RESOURCES

KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE

We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.

Mortgage Calculator

Use our Mortgage Calculator to help you estimate how much home you may be able to afford.

Member First Mortgage

Visit the Member First Mortgage website to learn more about our mortgage partner and for more mortgage resources.

Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which one is right for you, visit MFM's Loan Product page on their website.

Continue Your Application

Have you already started completing a mortgage application? Finish your application today!

Mortgage CalculatorMember First MortgageLoan ProductsFinish Application

*This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC is a partner of Texas D P S Credit Union. Todd Cholevik, NMLS #469738, acts as an agent of Texas D P S Credit Union (621 W. St. Johns Ave. Austin, TX 78752 | (737) 238-4181 | NMLS ID: 1624130) and is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). For licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.

*Todd Cholevik is authorized to represent Member First Mortgage, LLC. For MLO licensing information, please visit NMLS Consumer Access

TELL US ABOUT YOURSELF

I want a lower payment

Adjustable-rate mortgages can deliver lower monthly payments.

LEARN MORE

I want first-time homebuyer perks

Special features and benefits exclusively for first-time buyers.

LEARN MORE

I want a payment that doesn’t change

Fixed-rate loans lock in your rate and term for the life of the loan.

LEARN MORE

I want to purchase a luxury home

Jumbo loans allow you to borrow bigger.

LEARN MORE

I want a home in a rural area

USDA/RD loans can help make eligible locations more affordable.

LEARN MORE

I want to build my home

We offer a one-time-close, construction-to-permanent
loan program.

LEARN MORE

Tell us about yourself

Learn More

I want a lower payment

Adjustable-rate mortgages can deliver lower monthly payments.

Learn More

I want first-time homebuyer perks

Special features and benefits exclusively for first-time buyers.

Learn More

I want a payment that doesn’t change

Fixed-rate loans lock in your rate and term for the life of the loan.

Learn More

I want to purchase a luxury home

Jumbo loans allow you to borrow bigger.

Learn More

I want a home in a rural area

USDA/RD loans can help make eligible locations more affordable.

Learn More

I want to build my home

We offer a one-time-close, construction-to-permanent loan program.